Bank Information System

Bank Information System

BANK INFORMATION SYSTEM is an innovative solution to automate central bank reporting requirements.
Other Functions/Benefits

• Removes the monotony of labour-intensive manual report preparation and data entry errors
• Facilitates reconciliation of report data to source systems and various audit reports for all summary reports
• Creates reports other than regulatory reports such as Head Office reporting
• Generates statistical reports for all kinds of activities supported by charts/graphs
• Generates risk and credit monitoring reports
• Creates outstanding and monitoring reports for efficient operations

Key Technical Features of Control Reports

• Designated to Download data from any back-end system and upload to Report tables using SSIS (MSSQL)
• Ease of use as system plugs into Crystal Reports, reporting tool for generation of reports
• Extensive database programming for better performance
• Independent of any programming languages/tools
• User Access level defined through a group access profile; uses Single Sign On (SSO) authentication
• Menu-driven Rerun process for report generation
• End-to-End automation of daily data uploads and report generation process
• Developed using .NET/MSSQL database/Crystal reports
• Designed to run on any version of Windows Platform

Kiosk Remittance System

Kiosk Remittance System

• A remittance application installed in kiosk terminals providing an alternative channel to serve customers
• Solution to ease out long queues over the counter
• Offers user-friendly interface and efficient processing of remittance

FEATURES:

• Customer Registration Screen for remittance
• Apply Instruments (DD/TT/Direct Credit)
• Option to show the previous 10 transactions
• Integration with the Local Payment Gateway (NETS)
• Integration with Enterprise Remittance System

Enterprise Remittance System

Enterprise Remittance System

is a state-of-the-art solution maximizing the flexibility of use both to the customer as well as the banker. The solution aids in effective and customized interface to the Core Payment System of the bank.

FEATURES:

• Administrative tools to provide smooth flow of remittance payments end-to-end
• Flexible and can be customized with multiple remittance partners and banking networks
• Offers customers a broad array of payment methods for transferring funds
• Operates in a global environment: cross-border, cross-currency

Mobile Loan Management System

MOBILE LOAN MANAGEMENT SYSTEM

• works with a handheld terminal device
• real-time synchronization of loan repayment collections recorded at HHT to the host back-office system
• complete and reliable security features and authentication assuring secured transaction
• provides actual loan repayments, balance mortgage and the loan closing cycle details

FUNCTIONS:

CUSTOMER REGISTRATION

To provide means for the Loan Officer to register new members by recording their personal and financial information into a Mobile Channel. The registration details must then be communicated back to the Branch Office.

LOAN DISTRIBUTION

To provide a way for the Loan Officer to disburse the approved loan to the registered members using a Mobile Channel. The disbursement confirmation must be communicated back to the Branch Office.

PAYMENT COLLECTION

To provide a way for the Loan Officer to collect dues from the Registered Members using a Mobile Channel. The collection details must be communicated back to the Branch Office.

Online Remittance System

ONLINE REMITTANCE SYSTEM

• Web-based portal
• Customers have the facility to apply for Demand Draft/Telegraphic Transfer instrument or Direct Credit
• The system involves the integration of eNETS – the payment gateway facility for online payment by the customer applying for the Instruments

ONLINE FEATURES FOR CUSTOMERS

• Allow registered customers to apply DD/TT or Direct Credit
• Direct Credit to CBS Branches in India by predefined online remittance encrypted file format and integration with Finacle
• Online Payment facility (eNETS Direct Debit)
• Allow customer to view transactional history
• View Exchange Rate for the day
• Facility to locate bank’s branches (branch locator)
• Fast and Easy Access
• Secured SSL Access

BENEFITS TO BANKS/REMITTANCE COMPANIES

• 24/7 Online Service to customers
• Value added service to existing customers
• New market segment – Internet savvy high networth professionals
• Convenience of use will result to increases in repetitive business transactions/remittances
• Easy back office procedures
• Opportunity to introduce new online services – e.g. Bill payments

MOBILE APPLICATION

MOBILE APPLICATION DEVELOPMENT

We have experts for mobile application development who have delivered diverse custom-made mobile applications on different platforms.
We provide Mobile Application Development for iPhone, Android, and Windows Operating Systems.